VIRTUAL ATM INFRASTRUCTURE FOR ISOS & RESELLERS

Give merchant relationships a new growth path.

SPARE turns supported retail POS systems into Virtual ATMs, giving ISOs and resellers a differentiated cash-access offer for eligible merchants and a recurring revenue opportunity through supported partner programs.

CHANNEL GROWTH

ISOs and resellers bring merchant relationships.

Retailers provide the access point.

SPARE powers the network.

ISOs and resellers bring merchant relationships. Retailers provide the access point. SPARE powers the network.

THE PORTFOLIO CHALLENGE

SPARE adds a Virtual ATM offer to supported merchant environments, helping eligible channel partners introduce another layer of value beyond payment processing.

Lead with a distinct retail cash-access capability built for supported POS environments.

Give eligible merchants another way to participate in the financial-access ecosystem.

Eligible partners can participate in recurring revenue programs tied to activated merchant locations.

HOW THE NETWORK WORKS

SPARE connects eligible channel partners, participating retailers, and supported POS environments within the Virtual ATM network.

Bring an existing merchant relationship or qualified prospect into the conversation.

SPARE supports onboarding and connects the participating retailer through a supported POS environment.

The eligible merchant location becomes part of the network for supported transactions. No standalone ATM hardware is required.

WHY CHANNEL PARTNERS USE SPARE

Differentiate the portfolio

Add a Virtual ATM offer to supported merchant environments.

Create another value layer

Connect merchants to a broader financial-access use case at the register.

Support merchant participation

Help eligible retailers become physical access points in the SPARE network.

Participate in eligible programs

Eligible ISOs and resellers may participate in recurring revenue programs associated with activated locations.

A CONNECTED PARTNER MODEL

SPARE connects channel relationships, participating retailers, and supported POS infrastructure into one Virtual ATM network.

  • ISO or reseller: introduces eligible merchant relationships and supports channel growth.
  • Participating retailer: provides the physical access point through a supported POS environment.
  • SPARE: powers the Virtual ATM infrastructure connecting the network.

COMMON QUESTIONS

SPARE gives eligible channel partners a way to bring Virtual ATM access to supported merchant environments and participate in approved partner programs.

No. SPARE operates through supported POS environments and eligible merchant locations. Compatibility and program eligibility are confirmed during qualification.

No standalone ATM hardware is required. SPARE operates through supported retail POS systems within the participating network.

Revenue opportunities are program dependent. Eligible partners may receive recurring revenue associated with activated merchant locations under approved commercial terms.

Explore how SPARE can add a differentiated Virtual ATM offer to your merchant portfolio.

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