Turn Your Cash Drawer Into Revenue
SPARE turns a store’s existing POS into a virtual ATM. Cash access and basic banking, delivered through the register a retailer already runs, with no new hardware.
Make Money From the Cash You Already Have
SPARE enables your store to provide cash access at the register, creating a new revenue stream from the cash already in your drawer. No new equipment. No added steps for your team.
1
Customer chooses your store
A customer selects your location in their banking app to pick up cash.
2
You get the request
SPARE sends the request directly to your existing POS. No separate device to check.
3
You securely hand them cash
Complete the transaction at the register and earn revenue on the spot. No new hardware, no separate reconciliation.
Your Store, Now a Virtual ATM Location
SPARE powers a network of virtual ATMs in connect
Every store in the SPARE virtual ATM network works the same way: existing register, existing cash, no machine to service.
✓ No debit card or purchase required from the customer
✓ No machine to buy, lease, or service
✓ Works with the POS system you already run
WHY A VIRTUAL ATM?
Built for Retailers
Earn more from your cash without adding complexity to your operations.
Earn Predictable Revenue
Get paid for each completed cash transaction.
No ATM, No Hardware
No machines, no maintenance, no contracts to sign.
Use the Cash You Already Have
Turn idle register cash into income instead of a liability.
Simple for Staff
Fits into the checkout flow your team already knows.
COMMON QUESTIONS
Retailers & virtual ATMs, answered.
Retailers can activate SPARE on their existing POS to offer cash access at the register. Each completed transaction earns the store revenue, turning idle drawer cash into income instead of a liability.
Yes. A virtual ATM runs on the POS a retailer already has, so there’s no machine to buy, lease, or service, an alternative to installing a physical ATM.
No. SPARE works with the POS system already in place. There’s no separate device to install or maintain.
SPARE is available today on the Clover Marketplace. If you run a different POS system, you can request SPARE for your platform or ask your ISO or platform partner about availability.
Start Earning with SPARE
SPARE enables banks and credit unions to expand physical cash access without deploying additional ATM infrastructure — and your store is where that access happens.